HIV and AIDS have been long recognized as developmental concerns that require a comprehensive approach in prevention, treatment and impact alleviation. In India, HIV has been recognized as one of the most important public health issues. Despite a free antiretroviral therapy (ART) programme, treatment costs due to hospitalization continue to be a source of economic strain on household affected by HIV/AIDS. This article traces the various initiatives taken in India to provide financial protection to individuals with HIV/AIDS, before and after the free ART programme, to put into perspective current efforts to mainstream HIV into existing health insurance programmes.
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